Administrative Support Services
By offering our clients assistance with daily premium and carrier challenges and offering other resources and information, we minimize the administrative burden of benefits management to them and their employees.  Accuracy of policies, master plan documents and summary plan descriptions are assured by regular review.

Communication Services
Ann Arbor Financial helps you communicate clearly with your employees about their benefits.  We prepare written communication materials, conduct employee meetings, run employee focus groups, conduct train-the-trainer meetings, and provide outside vendors when additional support is required.

Financial Analysis Services
To review both retrospective and prospective costs, annual and mid-year renewal meetings are conducted between Ann Arbor Financial and each client. Plan designs are analyzed for opportunities to evolve and employee contribution levels are analyzed to ensure competitiveness. Alternate payroll deduction models are provided for clients' consideration on a regular basis and alternative funding techniques are evaluated to reduce corporate cost. Negotiations with all insurance carriers are ongoing to optimize dollar value, and detailed reports are provided with attending summaries, reviewing benefits and costs of competitive bids.

Employee Benefit Plan Management Services
A dedicated Ann Arbor Financial Team manages all aspects of our clients' employee benefit planning.  Corporate goals are set and performance is measured regularly to ensure these goals are met. Ann Arbor Financial explores new products and cost containment measures with all our clients to maximize employee satisfaction and dollar value.

Plan Design Services
Regular reviews of our clients' benefit plans result in recommendation to maximize coverage and minimize cost. By benchmarking the competition, we advice out clients on the competitiveness of their benefits package as it compares to other benefit packages within their industry, thereby strengthening their recruiting and retention position. Ann Arbor Financial stays abreast of state and federal laws and passes this up-to-date legal knowledge on to out clients to ensure their compliance.